Deerfield and Lake County, Illinois and Obama's Fair Housing Plan

Nestled in Lake County Illinois, is the community of Deerfield. This is a perfect example of a city that President Obama's planned expansion of the Fair Housing Act (Affirmatively Furthering the Fair Housing Act or AFFH) is targeting with the integration of low income housing, so that the minority poor (primarily blacks) can enjoy the good life with a better environment and better schools. 

Deerfield, At nearly 96% white, is only three-tens of a percent black.  That's only 72 blacks out of a population of over 18,000.  The median household income is more than twice the national average at $129,187.  The average home is valued at $480,600; two-and-half times the value of an average home in the U.S..  It has a commuter station with trains that can whisk you away to downtown Chicago in as little as 38 minutes, sparing its residents an hour or more drive to get to the Windy City. But, here's the thing that really paints a bullseye on Deerfield for black activists and Obama's fair housing plans.  Deerfield has great schools.  Its high school is ranked number one in all of Lake County.  Additionally, that school also ranks in the top 500 of all high schools in the nation.

Then, there's Lake County.  It, too, is very white.  Blacks, which make up 13% of the U.S. population, are only representative of 7.4% of Lake County's residents.  Of the county's 52,000 blacks, a half are located in just two cities: Waukegan and North Chicago.  This  means that without those two cities, the actual black population is only 3.7% for the vast majority of the county.  Lake County is one of the richest counties in the U.S.; ranked 31.  It has a high number of villages and cities that are near Deerfield's affluence or higher.  All of those communities have low black populations.

So, what's going to happen to the county of Lake and cities and villages like Deerfield when they attempt to comply with Obama's view of Fair Housing.  Will the county and cities have to snap up very expensive properties in each of those affluent and white conclaves in order to build low income and high density housing for low income blacks and Hispanics, or lose all federal funding? Ask yourself this. Wouldn't the tens of millions of extra dollars being spent to achieve integration in upscale neighborhoods be better spent on the deficiencies of minority neighborhoods?  Then, there's the targeted people themselves.  How many are really going to relocate to another ghetto in a rich neighborhood that is farther from their jobs and more expensive to live in. Or, will those communities push back and tie up Obama's plans in the courts for years.  This is just another liberal attack on the wealthy.  Not to improve the lives of blacks and other minorities, but to lay siege on the rich strongholds in order to lower the standards of the wealthy; with very few blacks really being helped in the process.

Won't this do even more to destroy race relations in this country that have already  worsened under this President's watch.  Thank you Mister President!


References:

Obama: New Fair Housing rule will help further American Dream: http://www.housingwire.com/articles/34459-obama-new-fair-housing-rule-will-help-further-american-dream

The Folly Of "Fair" Housing | Hoover Institution: http://www.hoover.org/research/folly-fair-housing

Affirmatively Furthering Fair Housing: Obama's Latest Disaster: http://www.nationalreview.com/corner/421389/attention-americas-suburbs-you-have-just-been-annexed-stanley-kurtz


Obama making bid to diversify wealthy neighborhoods: http://thehill.com/regulation/244620-obamas-bid-to-diversify-wealthy-neighborhoods

Deerfield, Illinois: https://en.wikipedia.org/wiki/Deerfield,_Illinois#Education

Deerfield High School:  https://en.wikipedia.org/wiki/Deerfield_High_School_%28Illinois%29

Average Income In Deerfield: https://www.google.com/search?q=average+income+deerfield+illinois&ie=utf-8&oe=utf-8

Deerfield IL Home Prices & Home Values | Zillow: http://www.zillow.com/deerfield-il/home-values/

The Median Home Price Is $188,900: https://www.google.com/search?q=average+home+price+in+us&ie=utf-8&oe=utf-8

Lake County Quick Facts: http://quickfacts.census.gov/qfd/states/17/17097.html

Waukegan Quick Facts: http://quickfacts.census.gov/qfd/states/17/1779293.html

North Chicago, Illinois: https://en.wikipedia.org/wiki/North_Chicago,_Illinois#Demographics

Race Relations Polling: http://www.pollingreport.com/race.htm

Court: Obama Loses Flat-Roofed Housing Discrimination Claim

Back in June, I wrote a blog  entitled: 'Obama Is Losing In The Courts Like Never Before'.  In it, I pointed out that, in previous Administrations, the average win rate in the courts was about 70%.  Nearly the opposite has happened under President Obama, with his Administration losing two-thirds of the cases that go to court.

The reason for this is simple.  Obama and his ideologically driven people seem to think they can take existing laws and interpret them in ways that were never intended by Congress.  In other words, create new legislation through reinterpretation; thus, bypassing Congress completely.

Obama's latest loss had to do with his Housing and Urban Development's reinterpretation of the federal Fair Housing Act.  They argued that Allstate Insurance, by refusing to insure flat-roofed houses, was practicing discrimination because they were disproportionately not insuring minorities since a higher percentage of those homes were owned by minorities.

First of all, the intent of the the Fair Housing Act was to prevent intentional and widespread discrimination on the basis of race, gender, or religion when someone was either buying  or trying to finance a home.  But, Allstate's supposed discrimination was not intentional.  It was a business decision based on the fact that flat-roofed homes carry an inherently high insurance risk.  Flat roofs leak more frequently than other types.  As a result, they have higher incidents of water damage, mildew and mold.  Often, the damage is inside walls resulting in the entire wall being replaced.  They may also sag and, as a consequence, have a high rate of collapse after extremely heavy rain and snow fall.  Surprisingly, they also have a higher burglary risk. As a result, they have low market values because most people don't want to deal with all the problems, and the high cost of insuring and/or  maintaining a flat roof.

So, the unreasonableness of this racial bias claim was why a U.S. District Judge had no other choice to side with Allstate against Obama.  This is, as noted before, very typical. For example, the Obama Administration is now trying to expand the scope of the Clean Water Act in order to control wells, ponds and marshes; even on private lands.  But, the intention of the Clean Water Act was to only have federal environmental say over navigable waters.  Waters that provide a channel for commerce and transportation of people and goods.  So, I am quite sure that this, too, will wind up in our courts with another smack down by Obama's out-of-control regulations.

References:

Obama Is Losing In The Courts Like Never Before: http://cuttingthroughthefog.blogspot.com/2014/06/obama-is-losing-in-courts-like-never.html

Court rejects Obama housing bias rule as 'wishful thinking': http://news.yahoo.com/u-court-rejects-obama-housing-bias-rule-wishful-215306404.html

If your house has a flat roof, or even if some of its roof is flat, it can complicate insurance arrangements: http://www.gocompare.com/home-insurance/flat-roof-home-insurance/

Clean Water Act Expansion Draws Ire From GOP As White House Prepares To Regulate Waterways: http://www.huffingtonpost.com/2014/04/04/clean-water-act-expansion_n_5088723.html